> ## Documentation Index
> Fetch the complete documentation index at: https://ramps-docs-sync-20260321.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Update customer by ID

> Update a customer's metadata by their system-generated ID



## OpenAPI

````yaml https://app.stainless.com/api/spec/documented/grid/openapi.documented.yml patch /customers/{customerId}
openapi: 3.1.0
info:
  title: Grid API
  description: >
    API for managing global payments on the open Money Grid. Built by
    Lightspark. See the full documentation at https://grid.lightspark.com/.
  version: '2025-10-13'
  contact:
    name: Lightspark Support
    email: support@lightspark.com
  license:
    name: Proprietary
    url: https://lightspark.com/terms
servers:
  - url: https://api.lightspark.com/grid/2025-10-13
    description: Production server
security:
  - BasicAuth: []
tags:
  - name: Platform Configuration
    description: >-
      Platform configuration endpoints for managing global settings. You can
      also configure these settings in the Grid dashboard.
  - name: Customers
    description: >-
      Customer management endpoints for creating and updating customer
      information
  - name: KYC/KYB Verifications
    description: >-
      Endpoints for Know Your Customer (KYC) and Know Your Business (KYB)
      verification, including managing beneficial owners and triggering
      verification for customers.
  - name: Documents
    description: >-
      Endpoints for uploading and managing verification documents for customers
      and beneficial owners. Supports KYC and KYB document requirements.
  - name: Internal Accounts
    description: >-
      Internal account management endpoints for creating and managing internal
      accounts
  - name: External Accounts
    description: >-
      External account management endpoints for creating and managing external
      bank accounts
  - name: Same-Currency Transfers
    description: >-
      Endpoints for transferring funds between internal and external accounts
      with the same currency
  - name: Cross-Currency Transfers
    description: Endpoints for creating and confirming quotes for cross-currency transfers
  - name: Transactions
    description: Endpoints for retrieving transaction information
  - name: Webhooks
    description: Webhook endpoints and configuration for receiving notifications
  - name: Invitations
    description: Endpoints for creating, claiming and managing UMA invitations
  - name: Sandbox
    description: Endpoints to trigger test cases in sandbox
  - name: API Tokens
    description: Endpoints to programmatically manage API tokens
  - name: Exchange Rates
    description: >-
      Endpoints for retrieving cached foreign exchange rates. Rates are cached
      for approximately 5 minutes and include platform-specific fees.
  - name: Discoveries
    description: >-
      Endpoints for discovering available payment rails, banks, and providers
      for a given country and currency corridor.
paths:
  /customers/{customerId}:
    parameters:
      - name: customerId
        in: path
        description: System-generated unique customer identifier
        required: true
        schema:
          type: string
    patch:
      tags:
        - Customers
      summary: Update customer by ID
      description: Update a customer's metadata by their system-generated ID
      operationId: updateCustomerById
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CustomerUpdateRequestOneOf'
            examples:
              individualUpdate:
                summary: Update individual customer example
                value:
                  customerType: INDIVIDUAL
                  fullName: John Smith
                  birthDate: '1985-06-15'
                  currencies:
                    - USD
                    - EUR
                    - USDC
                  address:
                    line1: 456 Market St
                    city: San Francisco
                    state: CA
                    postalCode: '94103'
                    country: US
              businessUpdate:
                summary: Update business customer example
                value:
                  customerType: BUSINESS
                  currencies:
                    - USD
                    - USDC
                  businessInfo:
                    legalName: New Tech Solutions LLC
                    registrationNumber: BRN-987654321
                    taxId: EIN-123456789
                  address:
                    line1: 100 Technology Parkway
                    city: Palo Alto
                    state: CA
                    postalCode: '94304'
                    country: US
      responses:
        '200':
          description: Customer updated successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CustomerOneOf'
        '400':
          description: Bad request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error400'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error401'
        '404':
          description: Customer not found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error404'
        '500':
          description: Internal service error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error500'
      security:
        - BasicAuth: []
      x-codeSamples:
        - lang: JavaScript
          source: |-
            import LightsparkGrid from '@lightsparkdev/grid';

            const client = new LightsparkGrid({
              username: process.env['GRID_CLIENT_ID'], // This is the default and can be omitted
              password: process.env['GRID_CLIENT_SECRET'], // This is the default and can be omitted
            });

            const customerOneOf = await client.customers.update('customerId', {
              UpdateCustomerRequest: { customerType: 'INDIVIDUAL' },
            });

            console.log(customerOneOf);
        - lang: Python
          source: |-
            import os
            from grid import LightsparkGrid

            client = LightsparkGrid(
                username=os.environ.get("GRID_CLIENT_ID"),  # This is the default and can be omitted
                password=os.environ.get("GRID_CLIENT_SECRET"),  # This is the default and can be omitted
            )
            customer_one_of = client.customers.update(
                customer_id="customerId",
                update_customer_request={
                    "customer_type": "INDIVIDUAL"
                },
            )
            print(customer_one_of)
        - lang: Kotlin
          source: |-
            package com.lightspark.grid.example

            import com.lightspark.grid.client.LightsparkGridClient
            import com.lightspark.grid.client.okhttp.LightsparkGridOkHttpClient
            import com.lightspark.grid.models.customers.CustomerOneOf
            import com.lightspark.grid.models.customers.CustomerUpdateParams
            import com.lightspark.grid.models.customers.IndividualCustomerFields

            fun main() {
                val client: LightsparkGridClient = LightsparkGridOkHttpClient.fromEnv()

                val params: CustomerUpdateParams = CustomerUpdateParams.builder()
                    .customerId("customerId")
                    .updateCustomerRequest(CustomerUpdateParams.UpdateCustomerRequest.Individual.builder()
                        .customerType(IndividualCustomerFields.CustomerType.INDIVIDUAL)
                        .build())
                    .build()
                val customerOneOf: CustomerOneOf = client.customers().update(params)
            }
components:
  schemas:
    CustomerUpdateRequestOneOf:
      oneOf:
        - $ref: '#/components/schemas/IndividualCustomerUpdateRequest'
        - $ref: '#/components/schemas/BusinessCustomerUpdateRequest'
      discriminator:
        propertyName: customerType
        mapping:
          INDIVIDUAL:
            $ref: '#/components/schemas/IndividualCustomerUpdateRequest'
          BUSINESS:
            $ref: '#/components/schemas/BusinessCustomerUpdateRequest'
    CustomerOneOf:
      oneOf:
        - $ref: '#/components/schemas/IndividualCustomer'
        - $ref: '#/components/schemas/BusinessCustomer'
      discriminator:
        propertyName: customerType
        mapping:
          INDIVIDUAL:
            $ref: '#/components/schemas/IndividualCustomer'
          BUSINESS:
            $ref: '#/components/schemas/BusinessCustomer'
    Error400:
      type: object
      required:
        - message
        - status
        - code
      properties:
        status:
          type: integer
          enum:
            - 400
          description: HTTP status code
        code:
          type: string
          description: >
            | Error Code | Description |

            |------------|-------------|

            | INVALID_INPUT | Invalid input provided |

            | MISSING_MANDATORY_USER_INFO | Required customer information is
            missing |

            | INVITATION_ALREADY_CLAIMED | Invitation has already been claimed |

            | INVITATIONS_NOT_CONFIGURED | Invitations are not configured |

            | INVALID_UMA_ADDRESS | UMA address format is invalid |

            | INVITATION_CANCELLED | Invitation has been cancelled |

            | QUOTE_REQUEST_FAILED | An issue occurred during the quote process;
            this is retryable |

            | INVALID_PAYREQ_RESPONSE | Counterparty Payreq response was invalid
            |

            | INVALID_RECEIVER | Receiver is invalid |

            | PARSE_PAYREQ_RESPONSE_ERROR | Error parsing receiver PayReq
            response |

            | CERT_CHAIN_INVALID | Counterparty certificate chain is invalid |

            | CERT_CHAIN_EXPIRED | Counterparty certificate chain has expired |

            | INVALID_PUBKEY_FORMAT | Counterparty Public key format is invalid
            |

            | MISSING_REQUIRED_UMA_PARAMETERS | Counterparty required UMA
            parameters are missing |

            | SENDER_NOT_ACCEPTED | Sender is not accepted |

            | AMOUNT_OUT_OF_RANGE | Amount is out of range |

            | INVALID_CURRENCY | Currency is invalid |

            | INVALID_TIMESTAMP | Timestamp is invalid |

            | INVALID_NONCE | Nonce is invalid |

            | INVALID_REQUEST_FORMAT | Request format is invalid |

            | INVALID_BANK_ACCOUNT | Bank account is invalid |

            | SELF_PAYMENT | Self payment not allowed |

            | LOOKUP_REQUEST_FAILED | Lookup request failed |

            | PARSE_LNURLP_RESPONSE_ERROR | Error parsing LNURLP response |

            | INVALID_AMOUNT | Amount is invalid |

            | WEBHOOK_ENDPOINT_NOT_SET | Webhook endpoint is not set |

            | WEBHOOK_DELIVERY_ERROR | Webhook delivery error |

            | LOW_QUALITY | Document quality too low to process |

            | DATA_MISMATCH | Document details don't match provided information
            |

            | EXPIRED | Document has expired |

            | SUSPECTED_FRAUD | Document suspected of being forged or edited |

            | UNSUITABLE_DOCUMENT | Document type is not accepted or not
            supported |

            | INCOMPLETE | Document is missing pages or sides |
          enum:
            - INVALID_INPUT
            - MISSING_MANDATORY_USER_INFO
            - INVITATION_ALREADY_CLAIMED
            - INVITATIONS_NOT_CONFIGURED
            - INVALID_UMA_ADDRESS
            - INVITATION_CANCELLED
            - QUOTE_REQUEST_FAILED
            - INVALID_PAYREQ_RESPONSE
            - INVALID_RECEIVER
            - PARSE_PAYREQ_RESPONSE_ERROR
            - CERT_CHAIN_INVALID
            - CERT_CHAIN_EXPIRED
            - INVALID_PUBKEY_FORMAT
            - MISSING_REQUIRED_UMA_PARAMETERS
            - SENDER_NOT_ACCEPTED
            - AMOUNT_OUT_OF_RANGE
            - INVALID_CURRENCY
            - INVALID_TIMESTAMP
            - INVALID_NONCE
            - INVALID_REQUEST_FORMAT
            - INVALID_BANK_ACCOUNT
            - SELF_PAYMENT
            - LOOKUP_REQUEST_FAILED
            - PARSE_LNURLP_RESPONSE_ERROR
            - INVALID_AMOUNT
            - WEBHOOK_ENDPOINT_NOT_SET
            - WEBHOOK_DELIVERY_ERROR
            - LOW_QUALITY
            - DATA_MISMATCH
            - EXPIRED
            - SUSPECTED_FRAUD
            - UNSUITABLE_DOCUMENT
            - INCOMPLETE
        message:
          type: string
          description: Error message
        details:
          type: object
          description: Additional error details
          additionalProperties: true
    Error401:
      type: object
      required:
        - message
        - status
        - code
      properties:
        status:
          type: integer
          enum:
            - 401
          description: HTTP status code
        code:
          type: string
          description: |
            | Error Code | Description |
            |------------|-------------|
            | UNAUTHORIZED | Issue with API credentials |
            | INVALID_SIGNATURE | Signature header is invalid |
          enum:
            - UNAUTHORIZED
            - INVALID_SIGNATURE
        message:
          type: string
          description: Error message
        details:
          type: object
          description: Additional error details
          additionalProperties: true
    Error404:
      type: object
      required:
        - message
        - status
        - code
      properties:
        status:
          type: integer
          enum:
            - 404
          description: HTTP status code
        code:
          type: string
          description: |
            | Error Code | Description |
            |------------|-------------|
            | TRANSACTION_NOT_FOUND | Transaction not found |
            | INVITATION_NOT_FOUND | Invitation not found |
            | USER_NOT_FOUND | Customer not found |
            | QUOTE_NOT_FOUND | Quote not found |
            | LOOKUP_REQUEST_NOT_FOUND | Lookup request not found |
            | TOKEN_NOT_FOUND | Token not found |
            | BULK_UPLOAD_JOB_NOT_FOUND | Bulk upload job not found |
            | REFERENCE_NOT_FOUND | Reference not found |
          enum:
            - TRANSACTION_NOT_FOUND
            - INVITATION_NOT_FOUND
            - USER_NOT_FOUND
            - QUOTE_NOT_FOUND
            - LOOKUP_REQUEST_NOT_FOUND
            - TOKEN_NOT_FOUND
            - BULK_UPLOAD_JOB_NOT_FOUND
            - REFERENCE_NOT_FOUND
        message:
          type: string
          description: Error message
        details:
          type: object
          description: Additional error details
          additionalProperties: true
    Error500:
      type: object
      required:
        - message
        - status
        - code
      properties:
        status:
          type: integer
          enum:
            - 500
          description: HTTP status code
        code:
          type: string
          description: |
            | Error Code | Description |
            |------------|-------------|
            | GRID_SWITCH_ERROR | Grid switch error |
            | INTERNAL_ERROR | Internal server or UMA error |
          enum:
            - GRID_SWITCH_ERROR
            - INTERNAL_ERROR
        message:
          type: string
          description: Error message
        details:
          type: object
          description: Additional error details
          additionalProperties: true
    IndividualCustomerUpdateRequest:
      title: Individual Customer Update Request
      allOf:
        - $ref: '#/components/schemas/CustomerUpdateRequest'
        - $ref: '#/components/schemas/IndividualCustomerFields'
    BusinessCustomerUpdateRequest:
      title: Business Customer Update Request
      allOf:
        - $ref: '#/components/schemas/CustomerUpdateRequest'
        - $ref: '#/components/schemas/BusinessCustomerFields'
    IndividualCustomer:
      title: Individual Customer
      allOf:
        - $ref: '#/components/schemas/Customer'
        - $ref: '#/components/schemas/IndividualCustomerFields'
    BusinessCustomer:
      title: Business Customer
      allOf:
        - $ref: '#/components/schemas/Customer'
        - $ref: '#/components/schemas/BusinessCustomerFields'
        - type: object
          properties:
            businessInfo:
              $ref: '#/components/schemas/BusinessInfo'
            beneficialOwners:
              type: array
              items:
                $ref: '#/components/schemas/BeneficialOwner'
    CustomerUpdateRequest:
      type: object
      required:
        - customerType
      properties:
        customerType:
          $ref: '#/components/schemas/CustomerType'
        currencies:
          type: array
          items:
            type: string
          description: >-
            Updated list of currency codes the customer will use (ISO 4217 for
            fiat, e.g. "USD", "EUR"; tickers for crypto, e.g. "BTC", "USDC").
            Replaces the existing list. Some currency combinations may require
            separate customers — if so, the request will be rejected with
            details.
          example:
            - USD
            - EUR
            - USDC
        umaAddress:
          type: string
          description: >-
            Optional UMA address identifier. If provided, the customer's UMA
            address will be updated. This is an optional identifier to route
            payments to the customer.
          example: $john.doe@uma.domain.com
    IndividualCustomerFields:
      type: object
      required:
        - customerType
      properties:
        customerType:
          type: string
          enum:
            - INDIVIDUAL
        kycStatus:
          $ref: '#/components/schemas/KycStatus'
        fullName:
          type: string
          description: Individual's full name
          example: John Michael Doe
        birthDate:
          type: string
          format: date
          description: Date of birth in ISO 8601 format (YYYY-MM-DD)
          example: '1990-01-15'
        nationality:
          type: string
          description: Country code (ISO 3166-1 alpha-2)
          example: US
        address:
          $ref: '#/components/schemas/Address'
    BusinessCustomerFields:
      type: object
      required:
        - customerType
      properties:
        customerType:
          type: string
          enum:
            - BUSINESS
        kybStatus:
          $ref: '#/components/schemas/KybStatus'
        address:
          $ref: '#/components/schemas/Address'
        businessInfo:
          $ref: '#/components/schemas/BusinessInfoUpdate'
    Customer:
      type: object
      required:
        - umaAddress
        - platformCustomerId
        - customerType
      properties:
        id:
          type: string
          description: System-generated unique identifier
          readOnly: true
          example: Customer:019542f5-b3e7-1d02-0000-000000000001
        platformCustomerId:
          type: string
          description: Platform-specific customer identifier
          example: 9f84e0c2a72c4fa
        customerType:
          $ref: '#/components/schemas/CustomerType'
        region:
          type: string
          description: >-
            Country code (ISO 3166-1 alpha-2) representing the customer's
            regional identity and regulatory jurisdiction.
          example: US
        currencies:
          type: array
          items:
            type: string
          description: List of currency codes enabled for this customer.
          example:
            - USD
            - USDC
        umaAddress:
          type: string
          description: >-
            Full UMA address (always present in responses, even if
            system-generated). This is an optional identifier to route payments
            to the customer.
          example: $john.doe@uma.domain.com
        createdAt:
          type: string
          format: date-time
          description: Creation timestamp
          readOnly: true
          example: '2025-07-21T17:32:28Z'
        updatedAt:
          type: string
          format: date-time
          description: Last update timestamp
          readOnly: true
          example: '2025-07-21T17:32:28Z'
        isDeleted:
          type: boolean
          description: Whether the customer is marked as deleted
          example: false
          readOnly: true
    BusinessInfo:
      type: object
      description: Additional information required for business entities
      required:
        - legalName
      properties:
        legalName:
          type: string
          description: Legal name of the business
          example: Acme Corporation, Inc.
        doingBusinessAs:
          type: string
          description: >-
            Trade name or DBA name of the business, if different from the legal
            name
          example: Acme
        country:
          type: string
          description: Country of incorporation or registration (ISO 3166-1 alpha-2)
          example: US
        registrationNumber:
          type: string
          description: Business registration number
          example: '5523041'
        incorporatedOn:
          type: string
          format: date
          description: Date of incorporation in ISO 8601 format (YYYY-MM-DD)
          example: '2018-03-14'
        entityType:
          $ref: '#/components/schemas/EntityType'
        taxId:
          type: string
          description: Tax identification number
          example: 47-1234567
        countriesOfOperation:
          type: array
          items:
            type: string
          description: List of countries where the business operates (ISO 3166-1 alpha-2)
          example:
            - US
        businessType:
          $ref: '#/components/schemas/BusinessType'
        purposeOfAccount:
          $ref: '#/components/schemas/PurposeOfAccount'
        sourceOfFunds:
          type: string
          description: The primary source of funds for the business
          example: Funds derived from customer payments for software services
        expectedMonthlyTransactionCount:
          type: string
          enum:
            - COUNT_UNDER_10
            - COUNT_10_TO_100
            - COUNT_100_TO_500
            - COUNT_500_TO_1000
            - COUNT_OVER_1000
          description: Expected number of transactions per month
          example: COUNT_100_TO_500
        expectedMonthlyTransactionVolume:
          type: string
          enum:
            - VOLUME_UNDER_10K
            - VOLUME_10K_TO_100K
            - VOLUME_100K_TO_1M
            - VOLUME_1M_TO_10M
            - VOLUME_OVER_10M
          description: Expected total transaction volume per month in USD equivalent
          example: VOLUME_100K_TO_1M
        expectedRecipientJurisdictions:
          type: array
          items:
            type: string
          description: >-
            List of countries where the business expects to send payments (ISO
            3166-1 alpha-2)
          example:
            - US
    BeneficialOwner:
      type: object
      required:
        - id
        - customerId
        - roles
        - ownershipPercentage
        - personalInfo
        - kycStatus
        - createdAt
      properties:
        id:
          type: string
          description: Unique identifier for this beneficial owner
          example: BeneficialOwner:019542f5-b3e7-1d02-0000-000000000001
        customerId:
          type: string
          description: >-
            The ID of the business customer this beneficial owner is associated
            with
          example: Customer:019542f5-b3e7-1d02-0000-000000000001
        roles:
          type: array
          items:
            $ref: '#/components/schemas/BeneficialOwnerRole'
          description: Roles of this person within the business
          example:
            - UBO
            - DIRECTOR
        ownershipPercentage:
          type: integer
          description: Percentage of ownership in the business (0-100)
          minimum: 0
          maximum: 100
          example: 51
        personalInfo:
          $ref: '#/components/schemas/BeneficialOwnerPersonalInfo'
        kycStatus:
          $ref: '#/components/schemas/KycStatus'
        createdAt:
          type: string
          format: date-time
          description: When this beneficial owner was created
          example: '2025-10-03T12:00:00Z'
        updatedAt:
          type: string
          format: date-time
          description: When this beneficial owner was last updated
          example: '2025-10-03T12:00:00Z'
    CustomerType:
      type: string
      enum:
        - INDIVIDUAL
        - BUSINESS
      description: Whether the customer is an individual or a business entity
      example: INDIVIDUAL
    KycStatus:
      type: string
      enum:
        - UNVERIFIED
        - PENDING
        - APPROVED
        - REJECTED
      description: The current KYC status of a customer
      example: APPROVED
    Address:
      type: object
      required:
        - line1
        - postalCode
        - country
      properties:
        line1:
          type: string
          description: Street address line 1
          example: 123 Main Street
        line2:
          type: string
          description: Street address line 2
          example: Apt 4B
        city:
          type: string
          description: City
          example: San Francisco
        state:
          type: string
          description: State/Province/Region
          example: CA
        postalCode:
          type: string
          description: Postal/ZIP code
          example: '94105'
        country:
          type: string
          description: Country code (ISO 3166-1 alpha-2)
          example: US
    KybStatus:
      type: string
      enum:
        - UNVERIFIED
        - PENDING
        - APPROVED
        - REJECTED
      description: The current KYB status of a business customer
      example: APPROVED
    BusinessInfoUpdate:
      type: object
      description: Additional information for business entities
      properties:
        legalName:
          type: string
          description: Legal name of the business
          example: Acme Corporation, Inc.
        doingBusinessAs:
          type: string
          description: >-
            Trade name or DBA name of the business, if different from the legal
            name
          example: Acme
        country:
          type: string
          description: Country of incorporation or registration (ISO 3166-1 alpha-2)
          example: US
        registrationNumber:
          type: string
          description: Business registration number
          example: '5523041'
        incorporatedOn:
          type: string
          format: date
          description: Date of incorporation in ISO 8601 format (YYYY-MM-DD)
          example: '2018-03-14'
        entityType:
          $ref: '#/components/schemas/EntityType'
        taxId:
          type: string
          description: Tax identification number
          example: 47-1234567
        countriesOfOperation:
          type: array
          items:
            type: string
          description: List of countries where the business operates (ISO 3166-1 alpha-2)
          example:
            - US
        businessType:
          $ref: '#/components/schemas/BusinessType'
        purposeOfAccount:
          $ref: '#/components/schemas/PurposeOfAccount'
        sourceOfFunds:
          type: string
          description: The primary source of funds for the business
          example: Funds derived from customer payments for software services
        expectedMonthlyTransactionCount:
          type: string
          enum:
            - COUNT_UNDER_10
            - COUNT_10_TO_100
            - COUNT_100_TO_500
            - COUNT_500_TO_1000
            - COUNT_OVER_1000
          description: Expected number of transactions per month
          example: COUNT_100_TO_500
        expectedMonthlyTransactionVolume:
          type: string
          enum:
            - VOLUME_UNDER_10K
            - VOLUME_10K_TO_100K
            - VOLUME_100K_TO_1M
            - VOLUME_1M_TO_10M
            - VOLUME_OVER_10M
          description: Expected total transaction volume per month in USD equivalent
          example: VOLUME_100K_TO_1M
        expectedRecipientJurisdictions:
          type: array
          items:
            type: string
          description: >-
            List of countries where the business expects to send payments (ISO
            3166-1 alpha-2)
          example:
            - US
    EntityType:
      type: string
      enum:
        - SOLE_PROPRIETORSHIP
        - PARTNERSHIP
        - LLC
        - CORPORATION
        - S_CORPORATION
        - NON_PROFIT
        - OTHER
      description: Legal entity type of the business
      example: LLC
    BusinessType:
      type: string
      description: The high-level industry category of the business
      enum:
        - AGRICULTURE_FORESTRY_FISHING_AND_HUNTING
        - MINING_QUARRYING_AND_OIL_AND_GAS_EXTRACTION
        - UTILITIES
        - CONSTRUCTION
        - MANUFACTURING
        - WHOLESALE_TRADE
        - RETAIL_TRADE
        - TRANSPORTATION_AND_WAREHOUSING
        - INFORMATION
        - FINANCE_AND_INSURANCE
        - REAL_ESTATE_AND_RENTAL_AND_LEASING
        - PROFESSIONAL_SCIENTIFIC_AND_TECHNICAL_SERVICES
        - MANAGEMENT_OF_COMPANIES_AND_ENTERPRISES
        - >-
          ADMINISTRATIVE_AND_SUPPORT_AND_WASTE_MANAGEMENT_AND_REMEDIATION_SERVICES
        - EDUCATIONAL_SERVICES
        - HEALTH_CARE_AND_SOCIAL_ASSISTANCE
        - ARTS_ENTERTAINMENT_AND_RECREATION
        - ACCOMMODATION_AND_FOOD_SERVICES
        - OTHER_SERVICES
        - PUBLIC_ADMINISTRATION
    PurposeOfAccount:
      type: string
      enum:
        - CONTRACTOR_PAYOUTS
        - CREATOR_PAYOUTS
        - EMPLOYEE_PAYOUTS
        - MARKETPLACE_SELLER_PAYOUTS
        - SUPPLIER_PAYMENTS
        - CROSS_BORDER_B2B
        - AR_AUTOMATION
        - AP_AUTOMATION
        - EMBEDDED_PAYMENTS
        - PLATFORM_FEE_COLLECTION
        - P2P_TRANSFERS
        - CHARITABLE_DONATIONS
        - OTHER
      description: The intended purpose for using the Grid account
      example: CONTRACTOR_PAYOUTS
    BeneficialOwnerRole:
      type: string
      enum:
        - UBO
        - DIRECTOR
        - COMPANY_OFFICER
        - CONTROL_PERSON
        - TRUSTEE
        - GENERAL_PARTNER
      description: Role of the beneficial owner within the business
      example: UBO
    BeneficialOwnerPersonalInfo:
      type: object
      required:
        - firstName
        - lastName
        - birthDate
        - nationality
        - address
        - idType
        - identifier
      properties:
        firstName:
          type: string
          description: First name of the individual
          example: Jane
        middleName:
          type: string
          description: Middle name of the individual
          example: Marie
        lastName:
          type: string
          description: Last name of the individual
          example: Smith
        birthDate:
          type: string
          format: date
          description: Date of birth in ISO 8601 format (YYYY-MM-DD)
          example: '1978-06-15'
        nationality:
          type: string
          description: Country of nationality (ISO 3166-1 alpha-2)
          example: US
        email:
          type: string
          format: email
          description: Email address of the individual
          example: jane.smith@acmecorp.com
        phoneNumber:
          type: string
          description: Phone number in E.164 format
          example: '+14155550192'
          pattern: ^\+[1-9]\d{1,14}$
        address:
          $ref: '#/components/schemas/Address'
        idType:
          $ref: '#/components/schemas/IdentificationType'
        identifier:
          type: string
          description: The identification number or value
          example: 123-45-6789
        countryOfIssuance:
          type: string
          description: Country that issued the identification (ISO 3166-1 alpha-2)
          example: US
    IdentificationType:
      type: string
      enum:
        - SSN
        - ITIN
        - EIN
        - NON_US_TAX_ID
      description: Type of tax identification
      example: SSN
  securitySchemes:
    BasicAuth:
      type: http
      scheme: basic
      description: >-
        API token authentication using format `<api token id>:<api client
        secret>`

````