Create a beneficial owner

Add a beneficial owner, director, or company officer to a business customer. The beneficial owner will go through KYC verification automatically.

POST /beneficial-owners

Create a beneficial owner

cURL

curl --request POST \
  --url https://api.lightspark.com/grid/2025-10-13/beneficial-owners \
  --header 'Authorization: Basic <encoded-value>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "customerId": "Customer:019542f5-b3e7-1d02-0000-000000000001",
  "roles": [
    "UBO",
    "DIRECTOR"
  ],
  "personalInfo": {
    "firstName": "Jane",
    "lastName": "Smith",
    "birthDate": "1978-06-15",
    "nationality": "US",
    "address": {
      "line1": "123 Main Street",
      "postalCode": "94105",
      "country": "US",
      "line2": "Apt 4B",
      "city": "San Francisco",
      "state": "CA"
    },
    "personalIds": {
      "idType": "SSN",
      "identifier": "123-45-6789",
      "countryOfIssuance": "US"
    },
    "middleName": "Marie",
    "email": "[e-mail]",
    "phoneNumber": "[phone]"
  },
  "ownershipPercentage": 51
}
'

201

{
  "id": "BeneficialOwner:019542f5-b3e7-1d02-0000-000000000001",
  "customerId": "Customer:019542f5-b3e7-1d02-0000-000000000001",
  "roles": [
    "UBO",
    "DIRECTOR"
  ],
  "personalInfo": {
    "firstName": "Jane",
    "lastName": "Smith",
    "birthDate": "1978-06-15",
    "nationality": "US",
    "address": {
      "line1": "123 Main Street",
      "postalCode": "94105",
      "country": "US",
      "line2": "Apt 4B",
      "city": "San Francisco",
      "state": "CA"
    },
    "personalIds": {
      "idType": "SSN",
      "identifier": "123-45-6789",
      "countryOfIssuance": "US"
    },
    "middleName": "Marie",
    "email": "[e-mail]",
    "phoneNumber": "[phone]"
  },
  "kycStatus": "APPROVED",
  "createdAt": "2025-10-03T12:00:00Z",
  "ownershipPercentage": 51,
  "updatedAt": "2025-10-03T12:00:00Z"
}

Authorizations

Authorization · string · header · required

API token authentication using format <api token id>:<api client secret>

Body

application/json

customerId · string · required

The ID of the business customer this beneficial owner is associated with

Example:

"Customer:019542f5-b3e7-1d02-0000-000000000001"

roles · enum<string>[] · required

Roles of this person within the business

Role of the beneficial owner within the business

Available options: UBO, DIRECTOR, COMPANY_OFFICER, CONTROL_PERSON, TRUSTEE, GENERAL_PARTNER

Example:

["UBO", "DIRECTOR"]

personalInfo · object · required

Show child attributes

ownershipPercentage · number<float>

Percentage of ownership in the business (0-100). Relevant when role includes UBO.

Required range: 0 <= x <= 100

Example:

51

Response

201

application/json

Beneficial owner created successfully

id · string · required

Unique identifier for this beneficial owner

Example:

"BeneficialOwner:019542f5-b3e7-1d02-0000-000000000001"

customerId · string · required

The ID of the business customer this beneficial owner is associated with

Example:

"Customer:019542f5-b3e7-1d02-0000-000000000001"

roles · enum<string>[] · required

Roles of this person within the business

Role of the beneficial owner within the business

Available options: UBO, DIRECTOR, COMPANY_OFFICER, CONTROL_PERSON, TRUSTEE, GENERAL_PARTNER

Example:

["UBO", "DIRECTOR"]

personalInfo · object · required

Show child attributes

kycStatus · enum<string> · required

The current KYC status of a customer

Available options: UNVERIFIED, PENDING, APPROVED, REJECTED

Example:

"APPROVED"

createdAt · string<date-time> · required

When this beneficial owner was created

Example:

"2025-10-03T12:00:00Z"

ownershipPercentage · number<float>

Percentage of ownership in the business (0-100)

Required range: 0 <= x <= 100

Example:

51

updatedAt · string<date-time>

When this beneficial owner was last updated

Example:

"2025-10-03T12:00:00Z"